ZIP 64401 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 64401 (Buchanan County, Missouri) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (55/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. The latent-versus-live split is 55/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (76/100).

The market reads peak — home values rose 2.0% year on year, 2.2% off the recent peak, and 33% higher over three years (phase confidence 57/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. 1.6% of residents fall below the poverty threshold. About 1,604 people live here, median age 43. The vacancy rate is 6.8%. Home values center near $271,900, an affordability ratio of 2.5× — accessible. Median household income is $96,142, above the U.S. median near $78,000. Owners hold 98% of homes, renters 2%. Around 29% of renters are cost-burdened. The ZIP holds roughly 689 housing units.

Net-net, 64401 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.