ZIP 64401 Foreclosure, Tax-Lien & Distress Report

Buchanan County, Missouri's ZIP 64401 registers 26/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (87/100), structural risk (61/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted. On the structural side it scores 61/100, with 3/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (76/100).

The market reads peak — home values rose 2.6% year on year, and 33% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 23% have a four-year degree. DLRadar's demographic-stress index for the area reads 22/100. 1.6% of residents fall below the poverty threshold. Population is roughly 1,604 with a median age of 43. The vacancy rate is 6.8%. A median home runs $271,900 here, or 2.5 times local income. Households earn a median $96,142 — above the roughly $78,000 national figure. Owners hold 98% of homes, renters 2%. Rent burden reaches 29% of tenant households. There are about 689 housing units across 64401.

Overall, 64401 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 64401 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64401 can be compared directly against any other ZIP in Buchanan County, Missouri or nationwide. Where the public record is thin for 64401, the field stays empty rather than modeled, and fills in as new documents post.

64401's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 64401 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.