ZIP 64150 Foreclosure, Tax-Lien & Distress Report

ZIP code 64150 in Platte County, Missouri carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 49/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (77/100)). The most distinctive pressure shows up in construction/permit lag (86/100), structural risk (49/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (2/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 19% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $394,000 here, or 6.3 times local income. At $51,500, median income runs below typical U.S. levels. The tenure split is 45% owner-occupied to 55% rented. Around 45% of renters are cost-burdened. Population is roughly 4,294 with a median age of 35. Vacancy runs 3.8%. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 1,783 housing units. Around 39% of adults hold a bachelor's degree or higher. On demographic stress specifically, 64150 scores 42/100.

On the whole, 64150 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 64150 at the moment; the composite and its components are still built from verifiable public records.

Whether 64150 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64150 can be compared directly against any other ZIP in Platte County, Missouri or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 64150 shows blanks, not estimates, wherever the record is sparse.

Behind 64150's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 64150 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.