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ZIP 64060 Foreclosure, Tax-Lien & Distress Report

Clay County, Missouri · Distress market

Composite property distress in 64060 (Clay County, Missouri) lands at 25/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (91/100)). Its heaviest discrete signals: construction/permit lag (92/100), structural risk (57/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (4/100) stay muted. Latent structural risk is 57/100 while live distress already moving reads 1/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 17% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 16,291 people live here, median age 44. Owners hold 83% of homes, renters 17%. Around 39% of adults hold a bachelor's degree or higher. Vacancy runs 3.7%. A median home runs $356,600 here, or 3.0 times local income. There are about 6,581 housing units across 64060. Median household income is $107,626, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 24/100. 2.9% of residents fall below the poverty threshold. Around 37% of renters are cost-burdened.

On balance 64060 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 64060 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 64060's 25/100 can be lined up against any neighbor in Clay County, Missouri or any ZIP coast to coast. Sparse data for 64060 shows as blanks, never estimates, and the score updates on every fresh public filing.

64060's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 64060 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

25/100
Composite stress
57/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 64060

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk91
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 64060 distress snapshot

A live read on 64060: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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