ZIP 64048 Property Distress & Foreclosure Data

ZIP code 64048 in Clay County, Missouri carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (79/100)). What sets it apart are the readings on construction/permit lag (60/100), structural risk (43/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). Structural risk reads 43/100 against active distress of 1/100.

The peak-phase market in 64048 posted values that rose 4.5% over the year, and 14% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $337,900 here, or 3.0 times local income. Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 91% owner-occupied to 9% rented. There are about 1,757 housing units across 64048. Population is roughly 4,372 with a median age of 44. Rent burden reaches 27% of tenant households. On demographic stress specifically, 64048 scores 24/100. About 29% have a four-year degree. Roughly 1.9% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $101,193 — above the roughly $78,000 national figure.

On the whole, 64048 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.