ZIP 64048 Foreclosure, Tax-Lien & Distress Report

ZIP 64048's composite property-distress score is 22/100 - DLRadar classes that as low for Clay County, Missouri. Environmental exposure also runs high (climate & FEMA risk (79/100)). Its heaviest discrete signals: construction/permit lag (87/100), structural risk (50/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). The split runs 50/100 structural to 1/100 active on the ground.

The peak-phase market in 64048 posted values that rose 2.8% over the year, and 14% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

A median home runs $337,900 here, or 3.0 times local income. Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 91% owner-occupied to 9% rented. There are about 1,757 housing units across 64048. Population is roughly 4,372 with a median age of 44. Around 27% of renters are cost-burdened. On demographic stress specifically, 64048 scores 24/100. Around 29% of adults hold a bachelor's degree or higher. Roughly 1.9% live below the poverty line, a low share typical of higher-equity areas. At $101,193, median income runs above typical U.S. levels.

Net-net, 64048 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 64048 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 64048's 22/100 can be lined up against any neighbor in Clay County, Missouri or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 64048 reflects the current record instead of a stale or modeled snapshot.

64048's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 64048 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.