ZIP 64492 Foreclosure, Tax-Lien & Distress Report
Clinton County, Missouri · Distress market
Composite property distress in 64492 (Clinton County, Missouri) lands at 18/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (74/100), structural risk (41/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (3/100). Climate and flood risk are elevated too — climate & FEMA risk (68/100). The split runs 41/100 structural to 1/100 active on the ground.
Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 18% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $65,278, median income runs below typical U.S. levels. Educational attainment sits at 17% bachelor's-or-above. The poverty rate is 11.7%. 1,708 residents call 64492 home, typically aged 47. The vacancy rate is 4.5%. The typical home is worth about $225,900 (3.2× income, relatively affordable). Rent burden reaches 18% of tenant households. The tenure split is 82% owner-occupied to 18% rented. On demographic stress specifically, 64492 scores 26/100. The ZIP holds roughly 742 housing units.
Overall, 64492 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 64492 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 64492 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 64492, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 64492's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 64492 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 64492’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 64492 by the numbers
64492 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Clinton County ZIPs near 64492
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Built from public records, scored the same way everywhere · methodology