ZIP 64465 Foreclosure, Tax-Lien & Distress Report

Clinton County, Missouri's ZIP 64465 registers 13/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 29/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (48/100), structural risk (29/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 2.8% year on year, and 17% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 76% of homes, renters 24%. The vacancy rate is 8.6%. The poverty rate is 13.8%. The ZIP holds roughly 1,609 housing units. At $78,887, median income runs near typical U.S. levels. Educational attainment sits at 22% bachelor's-or-above. 4,070 residents call 64465 home, typically aged 44. DLRadar's demographic-stress index for the area reads 24/100. Rent burden reaches 20% of tenant households. The typical home is worth about $192,200 (2.3× income, relatively affordable).

On balance, 64465 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 64465 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 64465 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Clinton County, Missouri and the nation. The score is rebuilt from public data as it updates, so 64465 reflects the current record instead of a stale or modeled snapshot.

Each component behind 64465 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. Treat 64465 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.