ZIP 64644 Foreclosure, Tax-Lien & Distress Report

ZIP 64644's composite property-distress score is 14/100 - DLRadar classes that as minimal for Caldwell County, Missouri. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (32/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low. On the structural side it scores 32/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 25% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $193,600 (2.4× income, relatively affordable). On demographic stress specifically, 64644 scores 24/100. 3,265 residents call 64644 home, typically aged 38. The ZIP holds roughly 1,292 housing units. About 24% have a four-year degree. 12.8% of residents fall below the poverty threshold. The tenure split is 77% owner-occupied to 23% rented. Median household income is $72,628, near the U.S. median near $78,000. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. Around 13% of renters are cost-burdened.

On the whole, 64644 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 64644 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 64644, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

64644's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 64644 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.