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ZIP 64640 Foreclosure, Tax-Lien & Distress Report

Daviess County, Missouri · High Vacancy market

DLRadar grades ZIP 64640 (Daviess County, Missouri) at a minimal 8/100 for overall property distress. The sharpest non-environmental signals are institutional ownership (23/100), structural risk (17/100), mortgage stress (6/100). By contrast, structural risk (17/100) and mortgage stress (6/100) register low. The latent-versus-live split is 17/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.4% year on year, and 16% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,722 housing units. A median home runs $194,300 here, or 3.1 times local income. 18.9% of residents fall below the poverty threshold. 72% of housing is owner-occupied. The vacancy rate is 31.1% — elevated. Around 22% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100. Rent burden reaches 29% of tenant households. About 3,183 people live here, median age 45. Households earn a median $56,250 — below the roughly $78,000 national figure.

Net-net, 64640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 64640 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 64640 runs through one identical public-record model, so its 8/100 sits on the same scale as every other ZIP in Daviess County, Missouri and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 64640 shows blanks, not estimates, wherever the record is sparse.

The 8/100 figure for 64640 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 64640 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

8/100
Composite stress
17/100
Structural risk
2/100
Distress activity

What is driving ZIP 64640’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk27
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 64640 Stress Report snapshot

The live 64640 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Daviess County

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Further distress data across Daviess County, Missouri at ZIP, county and state level.

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