ZIP 64650 Foreclosure, Tax-Lien & Distress Report

ZIP code 64650 in Caldwell County, Missouri carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Structurally it carries 30/100, against 1/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (30/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The peak-phase market in 64650 posted values that rose 2.8% over the year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 31/100. The poverty rate is 14.8%. Households earn a median $45,174 — below the roughly $78,000 national figure. Around 14% of adults hold a bachelor's degree or higher. Around 17% of renters are cost-burdened. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Home values center near $203,100, an affordability ratio of 4.5×. Population is roughly 653 with a median age of 52. The ZIP holds roughly 337 housing units. 84% of housing is owner-occupied.

On the whole, 64650 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 64650 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 64650 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 64650 stays directly comparable to neighboring ZIPs and the rest of Caldwell County, Missouri. Every figure is auditable to a public dataset and refreshed on ingest; 64650 shows blanks, not estimates, wherever the record is sparse.

The 12/100 figure for 64650 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 64650 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.