ZIP 64119 Foreclosure, Tax-Lien & Distress Report

Clay County, Missouri's ZIP 64119 registers 25/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (92/100), structural risk (57/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (4/100) stay muted. Structural exposure scores 57 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (91/100)).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 18% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $79,871, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 3.1%. There are about 13,799 housing units across 64119. 11.5% of residents fall below the poverty threshold. Owners hold 74% of homes, renters 26%. Around 30% of renters are cost-burdened. 32,615 residents call 64119 home, typically aged 38. About 32% have a four-year degree. Home values center near $229,700, an affordability ratio of 2.7× — accessible.

Overall, 64119 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 64119 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 64119 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Clay County, Missouri and the nation. Sparse data for 64119 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 figure for 64119 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 64119 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.