ZIP 64119 Property Distress & Foreclosure Data

Clay County, Missouri's ZIP 64119 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (49/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low. The latent-versus-live split is 49/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100).

The market reads peak — home values rose 4.5% year on year, and 18% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $79,871, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 3.1%. The ZIP holds roughly 13,799 housing units. 11.5% of residents fall below the poverty threshold. Owners hold 74% of homes, renters 26%. Around 30% of renters are cost-burdened. About 32,615 people live here, median age 38. Educational attainment sits at 32% bachelor's-or-above. Home values center near $229,700, an affordability ratio of 2.7× — accessible.

Overall 64119 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.