ZIP 64158 Foreclosure, Tax-Lien & Distress Report

Clay County, Missouri's ZIP 64158 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (91/100). Leading the profile are construction/permit lag (92/100), structural risk (57/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (4/100). Structurally it carries 57/100, against 1/100 of stress already in motion.

The peak-phase market in 64158 posted values that rose 2.8% over the year, and 29% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

53% of housing is owner-occupied. On demographic stress specifically, 64158 scores 29/100. The typical home is worth about $371,800 (3.7× income, relatively affordable). 3.9% of residents fall below the poverty threshold. Population is roughly 7,267 with a median age of 36. The vacancy rate is 9.1%. There are about 2,919 housing units across 64158. Around 38% of adults hold a bachelor's degree or higher. Around 27% of renters are cost-burdened. At $95,781, median income runs above typical U.S. levels.

Overall, 64158 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 64158 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 64158's 25/100 can be lined up against any neighbor in Clay County, Missouri or any ZIP coast to coast. 64158 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

64158's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 64158 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.