ZIP 64158 Property Distress & Foreclosure Data

DLRadar grades ZIP 64158 (Clay County, Missouri) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). Property-level stress concentrates in construction/permit lag (63/100), structural risk (49/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low. Structural risk reads 49/100 against active distress of 1/100.

The market reads peak — home values rose 4.5% year on year, and 29% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 53% of homes, renters 47%. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $371,800, an affordability ratio of 3.7× — accessible. 3.9% of residents fall below the poverty threshold. About 7,267 people live here, median age 36. Vacancy runs 9.1%. There are about 2,919 housing units across 64158. Educational attainment sits at 38% bachelor's-or-above. Rent burden reaches 27% of tenant households. Median household income is $95,781, above the U.S. median near $78,000.

Overall 64158 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.