ZIP 64166 Property Distress & Foreclosure Data

In Clay County, Missouri, ZIP 64166 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (91/100). The latent-versus-live split is 49/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (63/100), structural risk (49/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (4/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $444,200 (2.9× income, relatively affordable). Around 36% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 20/100. At $148,636, median income runs above typical U.S. levels. 273 residents call 64166 home, typically aged 56. The ZIP holds roughly 116 housing units. The poverty rate is 7.7%. The vacancy rate is 0.0%. 100% of housing is owner-occupied.

On balance, 64166 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.