ZIP 64117 Property Distress & Foreclosure Data

DLRadar grades ZIP 64117 (Clay County, Missouri) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (63/100), structural risk (49/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (4/100). On the structural side it scores 49/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (91/100)).

The peak-phase market in 64117 posted values that rose 4.5% over the year, and 25% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $59,219 — below the roughly $78,000 national figure. About 21% have a four-year degree. Roughly 16.2% live below the poverty line. Around 33% of renters are cost-burdened. The tenure split is 56% owner-occupied to 44% rented. On demographic stress specifically, 64117 scores 30/100. Population is roughly 14,800 with a median age of 36. The vacancy rate is 7.8%. A median home runs $186,900 here, or 2.9 times local income. The ZIP holds roughly 6,848 housing units.

On balance 64117 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.