ZIP 64157 Foreclosure, Tax-Lien & Distress Report
Clay County, Missouri · Distress market
In Clay County, Missouri, ZIP 64157 scores 29 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (90/100), structural risk (66/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (4/100) stay muted. The latent-versus-live split is 66/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (84/100).
The market reads peak — home values rose 2.8% year on year, and 11% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.
The poverty rate is 1.3% — low. Rent burden reaches 34% of tenant households. The demographic-stress sub-score lands at 20/100. 91% of housing is owner-occupied. The ZIP holds roughly 7,797 housing units. Population is roughly 22,429 with a median age of 38. At $137,681, median income runs above typical U.S. levels. Home values center near $386,400, an affordability ratio of 2.6× — accessible. Around 52% of adults hold a bachelor's degree or higher. Vacancy runs 1.5%.
On balance 64157 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 64157 runs through one identical scoring model, so its 29/100 sits on the same scale as every other ZIP in Clay County, Missouri and the nation. Where the record is thin for 64157, the field stays empty rather than modeled, and fills in as new documents post.
64157's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 64157 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 64157 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
64157 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 64157, the same set carried on every parcel.
Clay County ZIPs near 64157
Nearest ZIP codes to 64157
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
More ZIP, county and state distress intelligence connected to Clay County, Missouri.
Open the complete 64157 acquisition file
Every distressed parcel in 64157 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology