ZIP 64157 Property Distress & Foreclosure Data

In Clay County, Missouri, ZIP 64157 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (63/100), structural risk (49/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (4/100) stay muted. On the structural side it scores 49/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (91/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 11% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 1.3% — low. Around 34% of renters are cost-burdened. The demographic-stress sub-score lands at 20/100. 91% of housing is owner-occupied. The ZIP holds roughly 7,797 housing units. 22,429 residents call 64157 home, typically aged 38. At $137,681, median income runs above typical U.S. levels. The typical home is worth about $386,400 (2.6× income, relatively affordable). Around 52% of adults hold a bachelor's degree or higher. The vacancy rate is 1.5%.

On balance, 64157 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.