ZIP 64151 Property Distress & Foreclosure Data

ZIP code 64151 in Platte County, Missouri carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (24/100), institutional ownership (3/100), mortgage stress (2/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. The latent-versus-live split is 24/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (77/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 20% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $323,000 (3.2× income, relatively affordable). Around 42% of adults hold a bachelor's degree or higher. At $91,348, median income runs above typical U.S. levels. The ZIP holds roughly 12,437 housing units. The poverty rate is 7.5%. The vacancy rate is 6.2%. 28,706 residents call 64151 home, typically aged 39. The demographic-stress sub-score lands at 27/100. Around 31% of renters are cost-burdened. 61% of housing is owner-occupied.

On balance, 64151 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.