Platte County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Platte County, Missouri? DLRadar grades every Platte County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Platte County breakdown.
- Platte County's most distressed ZIP is 64440 at 26/100.
- 20 ZIP codes tracked in Platte County, averaging 23/100 distress.
- Platte County reads peak — home values up 2.8% year over year.
- Vacancy runs 7.6% across Platte County's tracked ZIPs, with a 8% poverty rate.
- The typical Platte County home is worth about $292,174 against a ~$90,758 median income.
- Lending headwind in Platte County sits at 45/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 64440 | 26/100 |
| 2 | 64118 | 25/100 |
| 3 | 64155 | 25/100 |
| 4 | 64089 | 24/100 |
| 5 | 64439 | 24/100 |
| 6 | 64484 | 24/100 |
| 7 | 64018 | 22/100 |
| 8 | 64028 | 22/100 |
| 9 | 64079 | 22/100 |
| 10 | 64092 | 22/100 |
| 11 | 64098 | 22/100 |
| 12 | 64150 | 22/100 |
Most distressed ZIP codes in Platte County (composite distress 0-100, 2026)
What is driving Platte County distress
DLRadar builds Platte County's distress picture only from records anyone can pull; its ZIPs average 23/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Platte County market phase and pricing
DLRadar places Platte County in peak; prices moved up 2.8% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Platte County
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Common questions
What is the most distressed ZIP code in Platte County, MO?
ZIP 64440 leads Platte County at 26/100, recomputed monthly from public records.
What stage of the price cycle is Platte County at?
The market phase for Platte County is peak, prices rising 2.8% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Platte County numbers?
Platte County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 20 ZIPs are comparable to anywhere else.
How much do distress scores vary between Platte County ZIP codes?
One county number flattens a wide range. Across the Platte County ZIPs DLRadar ranks, scores run from 26/100 in 64440 down to 22/100 in 64150, against a Platte County average of 23/100. With 4 points between best and worst, county-level targeting in Platte County wastes effort.
What do Platte County home values and vacancy say about distressed supply?
The typical Platte County home carries about $292,174 of value against a median household income near $90,758. Vacancy across Platte County's tracked ZIPs runs 7.6% and the poverty rate is 8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Platte County's foreclosure and tax-lien record and its 45/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.