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ZIP 64084 Foreclosure, Tax-Lien & Distress Report

Ray County, Missouri · High Vacancy market

Composite property distress in 64084 (Ray County, Missouri) lands at 10/100 — minimal on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (25/100), structural risk (20/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural exposure scores 20 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 48% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 22% have a four-year degree. 8.1% of residents fall below the poverty threshold. Owners hold 96% of homes, renters 4%. The ZIP holds roughly 642 housing units. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 36/100. Median household income is $39,453, below the U.S. median near $78,000. Population is roughly 1,241 with a median age of 54. The typical home is worth about $243,300 (6.3× income).

Taken together, 64084 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 64084 at the moment; the composite and its components are still built from verifiable public records.

Whether 64084 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64084 can be compared directly against any other ZIP in Ray County, Missouri or nationwide. 64084 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

64084's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 64084 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

10/100
Composite stress
20/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 64084

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk45
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

64084 at a glance

A live read on 64084: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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