ZIP 64036 Foreclosure, Tax-Lien & Distress Report

ZIP 64036's composite property-distress score is 10/100 - DLRadar classes that as minimal for Ray County, Missouri. Structural risk reads 20/100 against active distress of 1/100. Its standout signals are construction/permit lag (25/100), structural risk (20/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The market reads peak — home values rose 2.8% year on year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $40,625, median income runs below typical U.S. levels. Population is roughly 551 with a median age of 27. 44.3% of residents fall below the poverty threshold. Around 57% of renters are cost-burdened. Owners hold 61% of homes, renters 39%. The vacancy rate is 18.6% — elevated. Educational attainment sits at 4% bachelor's-or-above. Home values center near $66,700, an affordability ratio of 1.4× — accessible. On demographic stress specifically, 64036 scores 38/100. The ZIP holds roughly 247 housing units.

On the whole, 64036 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 64036 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 64036's 10/100 can be lined up against any neighbor in Ray County, Missouri or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 64036, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 64036's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 64036 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.