ZIP 64085 Foreclosure, Tax-Lien & Distress Report
Ray County, Missouri · Affordable market
On DLRadar's 0-100 public-record scale, ZIP 64085 in Ray County, Missouri comes in at 10, a minimal composite-distress reading. On the structural side it scores 20/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (25/100), structural risk (20/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).
Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 32% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.
There are about 3,832 housing units across 64085. A median home runs $171,400 here, or 2.5 times local income. Vacancy runs 7.9%. DLRadar's demographic-stress index for the area reads 28/100. At $65,525, median income runs below typical U.S. levels. Educational attainment sits at 15% bachelor's-or-above. The poverty rate is 14.7%. Owners hold 64% of homes, renters 36%. Around 26% of renters are cost-burdened. Population is roughly 8,113 with a median age of 43.
Overall, 64085 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 64085 read uses the identical public-record model applied coast to coast, which means its 10/100 score means exactly what it means anywhere else, and 64085 stays directly comparable to neighboring ZIPs and the rest of Ray County, Missouri. The score is rebuilt from public data as it updates, so 64085 reflects the current record instead of a stale or modeled snapshot.
Each component behind 64085 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. For a buyer, 64085 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 64085
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 64085 Stress Report snapshot
A live read on 64085: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Ray County
Related reports across Ray County, Missouri
Further distress data across Ray County, Missouri at ZIP, county and state level.
The complete 64085 distress and acquisition report
Every distressed parcel in 64085 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology