ZIP 64085 Property Distress & Foreclosure Data

In Ray County, Missouri, ZIP 64085 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 21/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (26/100), structural risk (21/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 32% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 3,832 housing units. The typical home is worth about $171,400 (2.5× income, relatively affordable). The vacancy rate is 7.9%. The demographic-stress sub-score lands at 28/100. At $65,525, median income runs below typical U.S. levels. Around 15% of adults hold a bachelor's degree or higher. The poverty rate is 14.7%. 64% of housing is owner-occupied. Around 26% of renters are cost-burdened. 8,113 residents call 64085 home, typically aged 43.

Overall, 64085 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.