ZIP 64035 Foreclosure, Tax-Lien & Distress Report
Ray County, Missouri · Affordable market
DLRadar grades ZIP 64035 (Ray County, Missouri) at a minimal 10/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (25/100), structural risk (21/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted. Structurally it carries 21/100, against 1/100 of stress already in motion.
The market reads peak — home values rose 2.9% year on year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 1,157 with a median age of 36. The typical home is worth about $138,300 (1.4× income, relatively affordable). Around 17% of adults hold a bachelor's degree or higher. Owners hold 80% of homes, renters 20%. The vacancy rate is 4.7%. The demographic-stress sub-score lands at 22/100. The ZIP holds roughly 498 housing units. Around 32% of renters are cost-burdened. Households earn a median $84,318 — near the roughly $78,000 national figure. Roughly 8.6% live below the poverty line.
On balance, 64035 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 64035 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 64035 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 64035, the field stays empty rather than modeled, and fills in as new documents post.
64035's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 64035 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 64035’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 64035 by the numbers
A live read on 64035: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Ray County ZIP reports
More distress data near 64035
More ZIP, county and state distress intelligence connected to Ray County, Missouri.
Unlock the full ZIP 64035 acquisition report
The full 64035 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology