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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 64022 Foreclosure, Tax-Lien & Distress Report

Lafayette County, Missouri · High Vacancy market

DLRadar grades ZIP 64022 (Lafayette County, Missouri) at a minimal 12/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (28/100), structural risk (25/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 25/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 26.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 57 housing units. The typical home is worth about $181,900. About 127 people live here, median age 34. About 33% have a four-year degree. The poverty rate is 4.7% — low. Owners hold 84% of homes, renters 16%. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 18/100.

On the whole, 64022 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 64022 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 64022's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 64022, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 64022 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. In workflow terms, 64022 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

12/100
Composite stress
25/100
Structural risk
1/100
Distress activity

ZIP 64022 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk57
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

64022 at a glance

A live read on 64022: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Lafayette County

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Further distress data across Lafayette County, Missouri at ZIP, county and state level.

Unlock parcel-level detail for ZIP 64022

Open 64022 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Deterministic scoring, sourced entirely from public data · methodology

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