ZIP 64022 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 64022 (Lafayette County, Missouri) at a minimal 11/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (26/100), structural risk (24/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 24/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 26.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 57 housing units. The typical home is worth about $181,900. About 127 people live here, median age 34. About 33% have a four-year degree. The poverty rate is 4.7% — low. Owners hold 84% of homes, renters 16%. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 43/100.

On the whole, 64022 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 64022 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 64022's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 64022, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 64022 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. In workflow terms, 64022 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.