ZIP 64001 Property Distress & Foreclosure Data

Lafayette County, Missouri's ZIP 64001 registers 12/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 26/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (32/100), structural risk (26/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $62,250, median income runs below typical U.S. levels. The poverty rate is 5.4% — low. The vacancy rate is 6.6%. The ZIP holds roughly 330 housing units. Around 29% of renters are cost-burdened. The demographic-stress sub-score lands at 22/100. The typical home is worth about $206,600 (2.2× income, relatively affordable). 915 residents call 64001 home, typically aged 39. Around 30% of adults hold a bachelor's degree or higher. 86% of housing is owner-occupied.

Overall, 64001 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.