ZIP 64076 Property Distress & Foreclosure Data

In Lafayette County, Missouri, ZIP 64076 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 27/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (30/100), structural risk (27/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (4/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 16% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 23% of adults hold a bachelor's degree or higher. Around 26% of renters are cost-burdened. At $81,058, median income runs near typical U.S. levels. The ZIP holds roughly 3,714 housing units. The demographic-stress sub-score lands at 25/100. 9,236 residents call 64076 home, typically aged 41. The poverty rate is 6.6% — low. The vacancy rate is 6.8%. 80% of housing is owner-occupied. The typical home is worth about $257,700 (2.8× income, relatively affordable).

On balance, 64076 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.