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ZIP 64076 Foreclosure, Tax-Lien & Distress Report

Lafayette County, Missouri · Distress market

ZIP code 64076 in Lafayette County, Missouri carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 29 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (38/100), structural risk (29/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (4/100).

The market reads peak — home values rose 2.9% year on year, and 16% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 23% of adults hold a bachelor's degree or higher. Rent burden reaches 26% of tenant households. At $81,058, median income runs near typical U.S. levels. There are about 3,714 housing units across 64076. The demographic-stress sub-score lands at 25/100. About 9,236 people live here, median age 41. 6.6% of residents fall below the poverty threshold. The vacancy rate is 6.8%. The tenure split is 80% owner-occupied to 20% rented. Home values center near $257,700, an affordability ratio of 2.8× — accessible.

On balance, 64076 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 64076 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 64076 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64076 can be compared directly against any other ZIP in Lafayette County, Missouri or nationwide. 64076 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

64076's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 64076 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

13/100
Composite stress
29/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 64076

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk57
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 64076 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 64076, the same set carried on every parcel.

Loading ZIP 64076 stress data…

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See every distressed parcel in 64076

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Rules-based scoring — each signal ties to a public dataset · methodology

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