ZIP 64076 Foreclosure, Tax-Lien & Distress Report
Lafayette County, Missouri · Distress market
ZIP code 64076 in Lafayette County, Missouri carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 29 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (38/100), structural risk (29/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (4/100).
The market reads peak — home values rose 2.9% year on year, and 16% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
Around 23% of adults hold a bachelor's degree or higher. Rent burden reaches 26% of tenant households. At $81,058, median income runs near typical U.S. levels. There are about 3,714 housing units across 64076. The demographic-stress sub-score lands at 25/100. About 9,236 people live here, median age 41. 6.6% of residents fall below the poverty threshold. The vacancy rate is 6.8%. The tenure split is 80% owner-occupied to 20% rented. Home values center near $257,700, an affordability ratio of 2.8× — accessible.
On balance, 64076 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 64076 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 64076 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64076 can be compared directly against any other ZIP in Lafayette County, Missouri or nationwide. 64076 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
64076's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 64076 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 64076
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 64076 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 64076, the same set carried on every parcel.
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See every distressed parcel in 64076
See who owns each distressed property in 64076, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology