ZIP 64021 Property Distress & Foreclosure Data

In Lafayette County, Missouri, ZIP 64021 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 26/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (32/100), structural risk (26/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 64021 posted values that rose 4.5% over the year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 243 housing units. Population is roughly 675 with a median age of 37. Roughly 8.7% live below the poverty line. A median home runs $86,900 here, or 1.0 times local income. Households earn a median $97,083 — above the roughly $78,000 national figure. About 19% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 64021 scores 19/100. Around 3% of renters are cost-burdened. The vacancy rate is 21.0% — elevated.

On the whole, 64021 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.