ZIP 64021 Foreclosure, Tax-Lien & Distress Report
Lafayette County, Missouri · High Vacancy market
DLRadar grades ZIP 64021 (Lafayette County, Missouri) at a minimal 11/100 for overall property distress. The latent-versus-live split is 24/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (26/100), structural risk (24/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.
The peak-phase market in 64021 posted values that rose 2.8% over the year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 243 housing units. 675 residents call 64021 home, typically aged 37. Roughly 8.7% live below the poverty line. The typical home is worth about $86,900 (1.0× income, relatively affordable). Households earn a median $97,083 — above the roughly $78,000 national figure. Around 19% of adults hold a bachelor's degree or higher. Owners hold 84% of homes, renters 16%. The demographic-stress sub-score lands at 19/100. Around 3% of renters are cost-burdened. Vacancy runs 21.0%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 64021 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 64021 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64021 can be compared directly against any other ZIP in Lafayette County, Missouri or nationwide. Sparse data for 64021 shows as blanks, never estimates, and the score updates on every fresh public filing.
64021's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 64021 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 64021’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 64021 distress snapshot
Current distress, phase, housing and lender-pressure figures for 64021, drawn from the same report attached to each property.
Other Lafayette County ZIP codes
Nearest ZIP codes to 64021
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Lafayette County, Missouri
Further distress data across Lafayette County, Missouri at ZIP, county and state level.
Unlock parcel-level detail for ZIP 64021
The full 64021 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology