ZIP 64096 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 64096 in Lafayette County, Missouri comes in at 12, a minimal composite-distress reading. Latent structural risk is 24/100 while live distress already moving reads 1/100. The sharpest non-environmental signals are construction/permit lag (26/100), structural risk (24/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted.

The peak-phase market in 64096 posted values that rose 2.8% over the year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $151,700 here, or 2.1 times local income. The poverty rate is 6.9% — low. At $56,172, median income runs below typical U.S. levels. About 1,197 people live here, median age 39. The vacancy rate is 7.8%. The ZIP holds roughly 423 housing units. Rent burden reaches 18% of tenant households. The demographic-stress sub-score lands at 24/100. Educational attainment sits at 22% bachelor's-or-above. The tenure split is 62% owner-occupied to 39% rented.

Net-net, 64096 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 64096 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 64096 runs through one identical scoring model, so its 12/100 sits on the same scale as every other ZIP in Lafayette County, Missouri and the nation. Where the record is thin for 64096, the field stays empty rather than modeled, and fills in as new documents post.

64096's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 64096 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.