ZIP 64096 Property Distress & Foreclosure Data

Composite property distress in 64096 (Lafayette County, Missouri) lands at 12/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 25/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (32/100), structural risk (25/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 64096 posted values that rose 4.5% over the year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $151,700 here, or 2.1 times local income. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $56,172 — below the roughly $78,000 national figure. Population is roughly 1,197 with a median age of 39. The vacancy rate is 7.8%. The ZIP holds roughly 423 housing units. Around 18% of renters are cost-burdened. On demographic stress specifically, 64096 scores 24/100. About 22% have a four-year degree. The tenure split is 62% owner-occupied to 39% rented.

On balance 64096 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.