ZIP 64020 Property Distress & Foreclosure Data

ZIP code 64020 in Lafayette County, Missouri carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (28/100), construction/permit lag (27/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. Structural exposure scores 28 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 4.4% year on year, and 22% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. Home values center near $201,500, an affordability ratio of 3.0× — accessible. Owners hold 65% of homes, renters 35%. There are about 1,467 housing units across 64020. 17.0% of residents fall below the poverty threshold. Rent burden reaches 45% of tenant households. About 2,928 people live here, median age 50. Median household income is $61,250, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 24% bachelor's-or-above.

Net-net, 64020 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.