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ZIP 64037 Foreclosure, Tax-Lien & Distress Report

Lafayette County, Missouri · High Vacancy market

ZIP 64037's composite property-distress score is 12/100 - DLRadar classes that as minimal for Lafayette County, Missouri. Leading the profile are construction/permit lag (31/100), structural risk (26/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 26/100, with 1/100 of stress already active.

The peak-phase market in 64037 posted values that rose 2.8% over the year, and 21% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

Population is roughly 6,325 with a median age of 42. Owners hold 75% of homes, renters 25%. A median home runs $187,100 here, or 2.1 times local income. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. At $83,090, median income runs near typical U.S. levels. Rent burden reaches 23% of tenant households. There are about 2,966 housing units across 64037. On demographic stress specifically, 64037 scores 23/100. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 28% bachelor's-or-above.

Taken together, 64037 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 64037's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 64037 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 12/100 for 64037 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 64037 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

12/100
Composite stress
26/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 64037

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk57
9 further distress layers are graded for 64037

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 64037 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Each signal above is traceable to an open dataset · methodology

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