ZIP 64037 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 64037 (Lafayette County, Missouri) lands at 12/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (31/100), structural risk (26/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 26/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 21% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

6,325 residents call 64037 home, typically aged 42. 75% of housing is owner-occupied. The typical home is worth about $187,100 (2.1× income, relatively affordable). The poverty rate is 5.3% — low. At $83,090, median income runs near typical U.S. levels. Rent burden reaches 23% of tenant households. There are about 2,966 housing units across 64037. The demographic-stress sub-score lands at 23/100. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. Around 28% of adults hold a bachelor's degree or higher.

Taken together, 64037 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.