ZIP 64097 Property Distress & Foreclosure Data

Lafayette County, Missouri's ZIP 64097 registers 12/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (32/100), structural risk (26/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural exposure scores 26 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,117 residents call 64097 home, typically aged 41. 83% of housing is owner-occupied. The demographic-stress sub-score lands at 22/100. There are about 456 housing units across 64097. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. Around 19% of adults hold a bachelor's degree or higher. The typical home is worth about $229,800 (2.5× income, relatively affordable). At $88,750, median income runs above typical U.S. levels. Rent burden reaches 7% of tenant households. The poverty rate is 7.6%.

Taken together, 64097 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.