Lafayette County, MO: Foreclosures, Tax Liens & Distressed Properties

For Lafayette County, Missouri, DLRadar turns county and parcel public records into a single distress score per ZIP. DLRadar scores 16 ZIPs here, with a mean composite of 13/100. ZIP-level distress ranges from 28/100 at the top down to 10/100. The county's lending-headwind score sits at 40/100 (moderate).

The county market is in a peak phase: home prices rose 2.8% over the past year (phase confidence 20/100). This late in the run, blanket buying underperforms as the ZIP scores below show.

Lafayette County's topped-out +2.8% YoY (20/100 confidence) means the discount lives in outliers — target the few ZIPs carrying distress. Mid-range bank stress at 40/100 means a blend the ZIP scores sort out.

Leading Lafayette County on distress: 64075 (28/100), 64011 (15/100), 64020 (15/100), 64076 (13/100), 64001 (12/100), 64021 (12/100). Further scored ZIPs: 64022, 64037, 64067, 64071, 64074, 64096, 64097, 65321, 65327, 64017.

On the housing-and-income side, Lafayette County's scored ZIPs show home values averaging roughly $202,856, below the US, vacancy near 15.5%, 78% owner-occupancy, a median age of 42.1, incomes around $80,257, poverty running near 9.6%. Read together, they signal who is forced to sell and how readily the market absorbs it.

With a minimal 13/100 reading over 16 ZIPs, distress here is parcel-specific and not a county-wide play. A DLRadar subscription opens every Lafayette County parcel: owner, APN and address, a parcel-level score plus bank exposure and liquidity read.

No county is too small to score: Lafayette County, Missouri runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Lafayette County's numbers mean exactly what they mean anywhere else in Missouri.

For anyone buying in Lafayette County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 28/100. These Lafayette County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.

At the ZIP level, the sharpest readings in Lafayette County are 64075 (28/100), 64011 (15/100), 64020 (15/100), 64076 (13/100), 64001 (12/100), 64021 (12/100). DLRadar also scores 64022, 64037, 64067, 64071, 64074, 64096, 64097, 65321 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Lafayette County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.