Lafayette County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lafayette County, MO distress report, 2026: 16 ZIPs scored in Lafayette, MO, Lafayette, MO average 13/100; the top Lafayette, MO ZIP is 64075 at 26/100; Lafayette, MO market phase peak, Lafayette, MO prices +2.8% year over year.
- Lafayette, MO ranks #2,731 nationally (opportunity index); Lafayette, MO #108 in Missouri; Lafayette, MO index 24.8.
- Lafayette, MO: no CFPB county sample; Lafayette, MO metro area reading 0.8%.
- Lafayette, MO ZIP phases: 16 peak.
- Lafayette, MO residential listings tracked: 8 across 12 ZIPs; Lafayette, MO candidate listings 6.
- Lafayette, MO HUD assisted properties: 2 with 63 units.
- Lafayette, MO lenders on watch: 8; largest Lafayette, MO footprint Concordia Bk Of Concordia Mo (3 branches).
- Lafayette, MO most distressed ZIP: 64075 at 26/100.
Lafayette, MO figures: DLRadar distress index; Lafayette, MO inputs: CFPB, FHFA, HUD, FDIC; Lafayette, MO rebuilt as sources refresh.
| Rank | Lafayette, MO ZIP | Score |
|---|---|---|
| 1 | 64075 | 26/100 |
| 2 | 64011 | 14/100 |
| 3 | 64020 | 14/100 |
| 4 | 64076 | 13/100 |
| 5 | 64037 | 12/100 |
| 6 | 64096 | 12/100 |
| 7 | 65321 | 12/100 |
| 8 | 65327 | 12/100 |
| 9 | 64001 | 11/100 |
| 10 | 64021 | 11/100 |
| 11 | 64022 | 11/100 |
| 12 | 64067 | 11/100 |
Most distressed Lafayette, MO ZIPs (0-100, 2026)
Mortgage delinquency around Lafayette, MO
No CFPB county sample covers Lafayette, MO; the metro area reading for Lafayette, MO (Kansas City, MO-KS): 0.8% ninety-plus; Lafayette, MO area thirty-to-eighty-nine 2.0% (December 2025, Lafayette, MO); Missouri overall 0.9%.
Opportunity index: Lafayette, MO
Lafayette, MO index 24.8, Lafayette, MO phase weak; Lafayette, MO primary driver vacancy, Lafayette, MO second driver bank institutional. Lafayette, MO components: property stress 11.6, foreclosure pressure 11.9, listing discounts 20.7, bank stress 53.4, insurance 0.0; Lafayette, MO pulse 28.0; Lafayette, MO capital opportunity 19.9.
ZIP market phases inside Lafayette, MO
16 Lafayette, MO ZIPs carry a price-cycle phase; Lafayette, MO ZIPs by phase (Lafayette, MO), deepest drawdown first: peak, +2.8% YoY (Lafayette, MO): 64001, 64017, 64021, 64022, Lafayette, MO 64037, 64067, 64071, 64074, Lafayette, MO 64075, 64096, 64097; peak, +2.9% YoY (Lafayette, MO): 64011, 64020, 64076; peak, +3.2% YoY (Lafayette, MO): 65321, 65327.
Residential listings by Lafayette, MO ZIP
Lafayette, MO ZIPs with the most tracked Lafayette, MO residential listings: 64076 5 listings, 4 candidates, bank pressure 60; 64067 3 listings, 2 candidates, bank pressure 61; 64001 0 listings, 0 candidates, bank pressure 61; 64011 0 listings, 0 candidates, bank pressure 60 (Lafayette, MO); 64020 0 listings, 0 candidates, bank pressure 58; 64021 0 listings, 0 candidates, bank pressure 61; 64022 0 listings, 0 candidates, bank pressure 61; 64037 0 listings, 0 candidates, bank pressure 60. Lafayette, MO totals: 8 listings; Lafayette, MO candidates 6; active ZIPs 1.
HUD assisted housing in Lafayette, MO
2 assisted properties with 63 units sit in Lafayette, MO; largest Lafayette, MO properties: Pioneer House (Lexington) 47 units, 47 assisted; Lacomo Supportive Housing (Lexington) 16 units, 14 assisted.
Lenders with branches in Lafayette, MO
Lafayette, MO lenders by branch count: Concordia Bk Of Concordia Mo (Lafayette, MO): stress 54, 3 branches low in Lafayette, MO; Community Bank Of Marshall (Lafayette, MO): stress 73, 2 branches low in Lafayette, MO; State Bank Of Missouri (Lafayette, MO): stress 70, 2 branches low in Lafayette, MO; Central Trust Bank (Lafayette, MO): stress 54, 2 branches low in Lafayette, MO; Bank Of Odessa (Lafayette, MO): stress 37, 2 branches low in Lafayette, MO; Carroll Cnty Tr Carrollton M (Lafayette, MO): stress 95, 1 branch low in Lafayette, MO; Preferred Bank (Lafayette, MO): stress 76, 1 branch low in Lafayette, MO; North American Sb Fsb (Lafayette, MO): stress 52, 1 branch low in Lafayette, MO.
Vacancy and permits, Lafayette, MO
1,645 of 14,221 Lafayette, MO housing units are vacant; Lafayette, MO permits, twelve months: 23 multifamily units in Lafayette, MO, 102 one-to-four unit units.
Work Lafayette, MO at the parcel level
Every Lafayette, MO parcel carries owner and address; every Lafayette, MO parcel carries APN; Lafayette, MO distress scores sit on the Lafayette, MO live board.
Lafayette, MO figures refresh with each source.
Lafayette, MO questions
Most distressed ZIP code in Lafayette County, MO?
ZIP 64075 leads Lafayette, MO at 26/100; next in Lafayette, MO: 64011 at 14/100; the Lafayette, MO average is 13/100.
Where does Lafayette County, MO rank for investment opportunity?
Lafayette, MO is #2,731 among all ranked counties, #108 in Missouri; the Lafayette, MO driver is vacancy; Lafayette, MO moved down 23 places.
How many mortgages are delinquent in Lafayette County, MO?
Lafayette, MO takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Lafayette, MO.
Which banks lend in Lafayette County, MO?
8 watched lenders hold Lafayette, MO branches; the largest Lafayette, MO footprints are Concordia Bk Of Concordia Mo (3), Community Bank Of Marshall (2), State Bank Of Missouri (2).
More on Lafayette, MO
Lafayette County, MO distress report: public-record figures for Lafayette, MO; not legal advice for Lafayette, MO; not tax or investment advice; verify every Lafayette, MO record before acting.