Lafayette County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lafayette County, Missouri? DLRadar grades every Lafayette County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Lafayette County breakdown.
- Lafayette County's most distressed ZIP is 64075 at 28/100.
- 16 ZIP codes tracked in Lafayette County, averaging 13/100 distress.
- Lafayette County reads peak — home values up 2.8% year over year.
- Vacancy runs 15.5% across Lafayette County's tracked ZIPs, with a 9.6% poverty rate.
- The typical Lafayette County home is worth about $202,856 against a ~$80,257 median income.
- Lending headwind in Lafayette County sits at 40/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 64075 | 28/100 |
| 2 | 64011 | 15/100 |
| 3 | 64020 | 15/100 |
| 4 | 64076 | 13/100 |
| 5 | 64001 | 12/100 |
| 6 | 64021 | 12/100 |
| 7 | 64022 | 12/100 |
| 8 | 64037 | 12/100 |
| 9 | 64067 | 12/100 |
| 10 | 64071 | 12/100 |
| 11 | 64074 | 12/100 |
| 12 | 64096 | 12/100 |
Most distressed ZIP codes in Lafayette County (composite distress 0-100, 2026)
What is driving Lafayette County distress
DLRadar builds Lafayette County's distress picture only from records anyone can pull; its ZIPs average 13/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Lafayette County market phase and pricing
Phase for Lafayette County: peak (+2.8% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Lafayette County
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Questions about this county
Where is distress highest inside Lafayette County, MO?
ZIP 64075 leads Lafayette County at 28/100, recomputed monthly from public records.
How would you describe the Lafayette County market phase?
The market phase for Lafayette County is peak, prices rising 2.8% on the year — derived from the FHFA House Price Index path.
Where does the Lafayette County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 16 Lafayette County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Lafayette County ZIP codes?
Averaging the county conceals how uneven it is. Across the Lafayette County ZIPs DLRadar ranks, scores run from 28/100 in 64075 down to 12/100 in 64096, against a Lafayette County average of 13/100. A spread of 16 points means Lafayette County has to be worked ZIP by ZIP.
What do Lafayette County home values and vacancy say about distressed supply?
The typical Lafayette County home carries about $202,856 of value against a median household income near $80,257. Vacancy across Lafayette County's tracked ZIPs runs 15.5% and the poverty rate is 9.6%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Lafayette County's foreclosure and tax-lien filings and its 40/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.