ZIP 64011 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 64011 (Lafayette County, Missouri) returns a low composite of 15/100. The sharpest non-environmental signals are construction/permit lag (46/100), structural risk (33/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low. The latent-versus-live split is 33/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 10% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 85% of homes, renters 15%. Around 45% of renters are cost-burdened. The typical home is worth about $377,100 (3.7× income, relatively affordable). There are about 1,643 housing units across 64011. Population is roughly 4,591 with a median age of 47. Median household income is $84,453, near the U.S. median near $78,000. Around 25% of adults hold a bachelor's degree or higher. On demographic stress specifically, 64011 scores 33/100. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 64011 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 64011's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 64011 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 64011's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 64011 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.