ZIP 64074 Property Distress & Foreclosure Data

Lafayette County, Missouri's ZIP 64074 registers 12/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 26/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (32/100), structural risk (26/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.5% year on year, and 42% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $106,500, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 4.1%. About 498 people live here, median age 54. 5.6% of residents fall below the poverty threshold. Educational attainment sits at 28% bachelor's-or-above. Around 62% of renters are cost-burdened. Owners hold 86% of homes, renters 14%. The ZIP holds roughly 225 housing units. Home values center near $224,100, an affordability ratio of 2.2× — accessible.

Overall 64074 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.