ZIP 64074 Foreclosure, Tax-Lien & Distress Report
Lafayette County, Missouri · Distress market
In Lafayette County, Missouri, ZIP 64074 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. Latent structural risk is 25/100 while live distress already moving reads 1/100. The most distinctive pressure shows up in construction/permit lag (28/100), structural risk (25/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.
The peak-phase market in 64074 posted values that rose 2.8% over the year, and 42% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $106,500, median income runs above typical U.S. levels. On demographic stress specifically, 64074 scores 26/100. Vacancy runs 4.1%. Population is roughly 498 with a median age of 54. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. Around 28% of adults hold a bachelor's degree or higher. Rent burden reaches 62% of tenant households. 86% of housing is owner-occupied. The ZIP holds roughly 225 housing units. A median home runs $224,100 here, or 2.2 times local income.
On balance, 64074 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 64074 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 64074 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Lafayette County, Missouri and the nation. Where the public record is thin for 64074, the field stays empty rather than modeled, and fills in as new documents post.
64074's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 64074 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 64074
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 64074 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Lafayette County ZIPs near 64074
More distress data near 64074
Other reports tied to Lafayette County, Missouri — ZIP, county and statewide.
The complete 64074 distress and acquisition report
The full 64074 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology