ZIP 64639 Foreclosure, Tax-Lien & Distress Report

ZIP 64639's composite property-distress score is 15/100 - DLRadar classes that as low for Carroll County, Missouri. The most distinctive pressure shows up in construction/permit lag (54/100), structural risk (32/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (5/100) register low. The split runs 32/100 structural to 1/100 active on the ground.

Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $56,528, median income runs below typical U.S. levels. 15.7% of residents fall below the poverty threshold. A median home runs $74,200 here, or 1.4 times local income. About 10% have a four-year degree. The ZIP holds roughly 109 housing units. The demographic-stress sub-score lands at 24/100. Vacancy runs 33.0%, above the national norm and a classic distress-and-opportunity signal. About 134 people live here, median age 66. 90% of housing is owner-occupied.

On the whole, 64639 leans distressed, with opportunity clustered in specific stressed parcels. While 64639 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 64639 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64639 can be compared directly against any other ZIP in Carroll County, Missouri or nationwide. Sparse data for 64639 shows as blanks, never estimates, and the score updates on every fresh public filing.

64639's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 64639 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.