ZIP 65286 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 65286 (Chariton County, Missouri) returns a minimal composite of 14/100. On the structural side it scores 30/100, with 0/100 of stress already active. Its standout signals are construction/permit lag (50/100), structural risk (30/100), institutional ownership (23/100). By contrast, structural risk (30/100) and institutional ownership (23/100) register low.

Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $96,000. The ZIP holds roughly 58 housing units. Roughly 8.9% live below the poverty line. Around 16% of adults hold a bachelor's degree or higher. Population is roughly 101 with a median age of 54. The demographic-stress sub-score lands at 34/100. Owners hold 82% of homes, renters 18%. The vacancy rate is 50.8% — elevated.

Net-net, 65286 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 65286 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 65286 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 65286 can be compared directly against any other ZIP in Chariton County, Missouri or nationwide. The score is rebuilt from public data as it updates, so 65286 reflects the current record instead of a stale or modeled snapshot.

Behind 65286's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 65286 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.