ZIP 65236 Foreclosure, Tax-Lien & Distress Report

ZIP code 65236 in Chariton County, Missouri carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (50/100), structural risk (30/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (7/100). Structural exposure scores 30 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $98,800, an affordability ratio of 2.2× — accessible. The tenure split is 67% owner-occupied to 33% rented. 1,267 residents call 65236 home, typically aged 40. 17.2% of residents fall below the poverty threshold. There are about 658 housing units across 65236. Households earn a median $44,861 — below the roughly $78,000 national figure. Vacancy runs 31.5%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 65236 scores 28/100. Rent burden reaches 21% of tenant households. Educational attainment sits at 19% bachelor's-or-above.

Net-net, 65236 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 65236 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 65236 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 65236, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

65236's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 65236 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.