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ZIP 64638 Foreclosure, Tax-Lien & Distress Report

Livingston County, Missouri · High Vacancy market

Composite property distress in 64638 (Livingston County, Missouri) lands at 13/100 — minimal on DLRadar's distress scoring. The split runs 30/100 structural to 1/100 active on the ground. The pressure is most legible in construction/permit lag (68/100), structural risk (30/100), institutional ownership (12/100). On the quiet end sit institutional ownership (12/100) and mortgage stress (4/100).

The peak-phase market in 64638 posted values that rose 4.4% over the year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $66,000 — below the roughly $78,000 national figure. Roughly 8.0% live below the poverty line. On demographic stress specifically, 64638 scores 24/100. The vacancy rate is 22.6% — elevated. Rent burden reaches 14% of tenant households. Owners hold 70% of homes, renters 30%. About 38% have a four-year degree. Home values center near $244,600, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 194 housing units. 449 residents call 64638 home, typically aged 33.

Taken together, 64638 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 64638 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 64638 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 64638, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 for 64638 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 64638 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

13/100
Composite stress
30/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 64638

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk30
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 64638 Stress Report snapshot

64638 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Neighbouring ZIPs in Livingston County

Nearest ZIP codes to 64638

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Additional distress intelligence spanning Livingston County, Missouri by ZIP, county and state.

Unlock the full ZIP 64638 acquisition report

Open 64638 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

Deterministic scoring, sourced entirely from public data · methodology

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