ZIP 64638 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 64638 (Livingston County, Missouri) lands at 13/100 — minimal on DLRadar's public-record scoring. The split runs 30/100 structural to 1/100 active on the ground. The pressure is most legible in construction/permit lag (69/100), structural risk (30/100), institutional ownership (11/100). On the quiet end sit institutional ownership (11/100) and mortgage stress (4/100).

The peak-phase market in 64638 posted values that rose 4.4% over the year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $66,000 — below the roughly $78,000 national figure. Roughly 8.0% live below the poverty line. On demographic stress specifically, 64638 scores 24/100. The vacancy rate is 22.6% — elevated. Rent burden reaches 14% of tenant households. Owners hold 70% of homes, renters 30%. About 38% have a four-year degree. Home values center near $244,600, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 194 housing units. 449 residents call 64638 home, typically aged 33.

Taken together, 64638 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 64638 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 64638 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 64638, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 for 64638 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 64638 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.