ZIP 64638 Property Distress & Foreclosure Data

ZIP code 64638 in Livingston County, Missouri carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 24/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (57/100), structural risk (24/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.1% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Median household income is $66,000, below the U.S. median near $78,000. 8.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 24/100. The vacancy rate is 22.6% — elevated. Around 14% of renters are cost-burdened. Owners hold 70% of homes, renters 30%. Educational attainment sits at 38% bachelor's-or-above. Home values center near $244,600, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 194 housing units. About 449 people live here, median age 33.

Net-net, 64638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.