ZIP 64686 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 64686 in Livingston County, Missouri comes in at 12, a minimal composite-distress reading. What sets it apart are the readings on construction/permit lag (75/100), structural risk (28/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structurally it carries 28/100, against 1/100 of stress already in motion.

The peak-phase market in 64686 posted values that rose 4.4% over the year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 199 with a median age of 52. The typical home is worth about $112,500 (1.3× income, relatively affordable). Households earn a median $75,000 — near the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. 94% of housing is owner-occupied. There are about 119 housing units across 64686. The vacancy rate is 15.0% — elevated. About 7% have a four-year degree. DLRadar's demographic-stress index for the area reads 17/100. The poverty rate is 6.3% — low.

Net-net, 64686 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 64686 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 64686's 12/100 can be lined up against any neighbor in Livingston County, Missouri or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 64686, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 64686 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. Practically, 64686 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.