St. Charles County, MO: Foreclosures, Tax Liens & Distressed Properties

St. Charles County, MO, Missouri: 15 ZIP codes scored, St. Charles County, MO averaging 22/100 (low, St. Charles, MO), from 16 to 23. St. Charles County, MO is in its peak phase (St. Charles, MO confidence 26/100): St. Charles, MO home prices up 3.9% (St. Charles, MO) over twelve months. St. Charles County, MO lender headwind: 53/100.

Highest-scoring St. Charles County, MO ZIPs: 63301 (23/100), 63303 (23/100), 63304 (23/100), 63332 (23/100), 63341 (23/100), 63365 (23/100). Also scored in St. Charles County, MO: 63366, 63367, 63368, 63373, 63376, 63385, 63386, 63348, 63357.

Across St. Charles County, MO's scored ZIPs: median home value $333,886, household income $104,649, 6.7% vacancy, 4.1% poverty, 86% owner-occupied, median age 43.5.

St. Charles County, MO insurance distress 29/100 (#1,631 in the US); FEMA hazard 0/100 for St. Charles, MO; 21 St. Charles, MO NFIP flood claims, $619K paid; St. Charles, MO construction distress 28/100.

35 banks with 107 branches lend in St. Charles County, MO; St. Charles, MO weighted bank stress 62/100, highest 83/100 in St. Charles, MO.

St. Charles County, MO unemployment 3.3% (St. Charles, MO -0.3 pts, six months); 2,140 new housing units permitted in St. Charles County, MO over twelve months, St. Charles, MO up 22% from 1,751; St. Charles, MO home prices +9.5% a year (St. Charles, MO) over three years.

167,163 housing units in St. Charles County, MO; 30,637 St. Charles, MO renter households; 38% of St. Charles, MO renters spend 30%+ of income on rent, 16% (St. Charles, MO) half or more.

St. Charles County, MO ranks #2,649 nationally on the opportunity index (St. Charles, MO, among all ranked counties); St. Charles, MO scores 25.2/100 and St. Charles, MO sits #104 inside Missouri. St. Charles, MO is in the weak opportunity phase; St. Charles, MO's primary driver is bank institutional, St. Charles, MO second driver listings discount; St. Charles, MO moved up 451 places. 111 short-sale listings across St. Charles, MO; 79 days on market observed in St. Charles, MO; 3.6% vacancy over 15 St. Charles, MO ZIPs.

0.5% of St. Charles County, MO mortgages were ninety-plus days late in December 2025; St. Charles, MO's thirty-to-eighty-nine-day share was 1.6% (CFPB county sample). St. Charles, MO's ninety-day rate is unchanged on twelve months earlier; the St. Charles, MO peak since 2008 was 2.8% in December 2009; Missouri overall reads 0.9%.

St. Charles County, MO has 23 watched banks; 23 St. Charles, MO banks sit in an elevated band. St. Charles, MO footprints: Great Southern Bank (7 branches, stress 62) in St. Charles, MO; First Bank (6 branches, stress 83) in St. Charles, MO; Commerce Bank (6 branches, stress 62) in St. Charles, MO.

HUD lists 16 assisted multifamily properties in St. Charles County, MO with 1,856 units; 369 St. Charles, MO units are assisted, 2 St. Charles, MO properties under project-based Section 8.

5,852 of the 167,163 housing units in St. Charles, MO sit vacant. St. Charles County, MO permitted 747 multifamily units in twelve months; St. Charles, MO's one-to-four unit structures added 1,393 units in St. Charles County, MO.