ZIP 63341 Property Distress & Foreclosure Data

ZIP code 63341 in St. Charles County, Missouri carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (67/100), structural risk (63/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (93/100). The latent-versus-live split is 63/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 30% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 97% of homes, renters 3%. 4.2% of residents fall below the poverty threshold. Median household income is $177,583, above the U.S. median near $78,000. The ZIP holds roughly 1,437 housing units. The vacancy rate is 7.4%. Home values center near $606,800, an affordability ratio of 3.1× — accessible. Around 41% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. Educational attainment sits at 54% bachelor's-or-above. 3,554 residents call 63341 home, typically aged 48.

Overall, 63341 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.