ZIP 63055 Property Distress & Foreclosure Data

DLRadar grades ZIP 63055 (Franklin County, Missouri) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (85/100)). The latent-versus-live split is 66/100 structural and 5/100 already moving. Property-level stress concentrates in structural risk (66/100), institutional ownership (48/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (18/100).

The peak-phase market in 63055 posted values that rose 4.0% over the year, and 17% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 19% of renters are cost-burdened. The ZIP holds roughly 793 housing units. At $76,359, median income runs near typical U.S. levels. Around 24% of adults hold a bachelor's degree or higher. 83% of housing is owner-occupied. The typical home is worth about $278,600 (3.3× income, relatively affordable). The vacancy rate is 9.0%. The demographic-stress sub-score lands at 25/100. The poverty rate is 7.8%. Population is roughly 1,628 with a median age of 47.

On balance 63055 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.