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ZIP 63013 Foreclosure, Tax-Lien & Distress Report

Franklin County, Missouri · High Vacancy market

Scored purely from public records, 63013 (Franklin County, Missouri) returns a low composite of 29/100. Its standout signals are structural risk (64/100), construction/permit lag (47/100), institutional ownership (43/100). mortgage stress (18/100) stay muted. Latent structural risk is 64/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (85/100).

The peak-phase market in 63013 posted values that rose 3.9% over the year, and 51% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 6.4% — low. The ZIP holds roughly 520 housing units. The tenure split is 98% owner-occupied to 2% rented. Around 0% of renters are cost-burdened. Households earn a median $105,526 — above the roughly $78,000 national figure. Educational attainment sits at 28% bachelor's-or-above. Population is roughly 1,204 with a median age of 44. On demographic stress specifically, 63013 scores 20/100. Vacancy runs 20.3%, above the national norm and a classic distress-and-opportunity signal. Home values center near $290,700, an affordability ratio of 2.9× — accessible.

On the whole, 63013 leans distressed, with opportunity clustered in specific stressed parcels. While 63013 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 63013 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 63013 shows blanks, not estimates, wherever the record is sparse.

The 29/100 for 63013 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 63013 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

29/100
Composite stress
64/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 63013

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk85
63013 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 63013 Stress Report snapshot

The live 63013 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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