ZIP 63037 Property Distress & Foreclosure Data

DLRadar grades ZIP 63037 (Franklin County, Missouri) at a low 29/100 for overall property distress. Property-level stress concentrates in structural risk (66/100), institutional ownership (48/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (18/100). The latent-versus-live split is 66/100 structural and 5/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (84/100)).

The peak-phase market in 63037 posted values that rose 4.0% over the year, and 25% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 28/100. The vacancy rate is 13.5% — elevated. The poverty rate is 14.0%. Population is roughly 2,826 with a median age of 48. The typical home is worth about $177,500 (3.1× income, relatively affordable). Around 19% of adults hold a bachelor's degree or higher. Around 30% of renters are cost-burdened. 86% of housing is owner-occupied. At $59,184, median income runs below typical U.S. levels. The ZIP holds roughly 1,568 housing units.

On the whole, 63037 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.