ZIP 63005 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 63005 (St. Louis County, Missouri) returns a moderate composite of 32/100. The split runs 72/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (97/100). Its heaviest discrete signals: structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). By contrast, mortgage stress (21/100) register low.

The peak-phase market in 63005 posted values that rose 3.9% over the year, and 20% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 90% owner-occupied to 10% rented. The ZIP holds roughly 7,259 housing units. The typical home is worth about $701,600 (3.3× income, relatively affordable). Around 20% of renters are cost-burdened. Vacancy runs 1.1%. About 81% have a four-year degree. About 19,679 people live here, median age 46. Median household income is $202,232, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 17/100. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 63005 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 63005 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 63005's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 63005 shows as blanks, never estimates, and the score updates on every fresh public filing.

63005's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 63005 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.