ZIP 63031 Property Distress & Foreclosure Data

In St. Louis County, Missouri, ZIP 63031 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (79/100), construction/permit lag (69/100), institutional ownership (56/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (64/100)). On the structural side it scores 79/100, with 6/100 of stress already active.

The peak-phase market in 63031 posted values that rose 4.0% over the year, and 19% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 28% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. Around 43% of renters are cost-burdened. The typical home is worth about $154,300 (2.0× income, relatively affordable). The poverty rate is 10.3%. 72% of housing is owner-occupied. At $71,783, median income runs near typical U.S. levels. The vacancy rate is 8.2%. The ZIP holds roughly 20,952 housing units. Population is roughly 50,258 with a median age of 38.

On balance 63031 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.