ZIP 63021 Foreclosure, Tax-Lien & Distress Report

In St. Louis County, Missouri, ZIP 63021 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 72 and live distress 6 on the 0–100 scale. Leading the profile are structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). On the quiet end sit mortgage stress (21/100). Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (97/100).

The peak-phase market in 63021 posted values that rose 3.9% over the year, and 18% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 22,942 housing units. At $113,822, median income runs above typical U.S. levels. The tenure split is 79% owner-occupied to 21% rented. Rent burden reaches 33% of tenant households. Home values center near $349,500, an affordability ratio of 2.9× — accessible. Vacancy runs 3.4%. On demographic stress specifically, 63021 scores 21/100. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. 56,297 residents call 63021 home, typically aged 40. Around 62% of adults hold a bachelor's degree or higher.

Overall, 63021 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 63021's 32/100 can be lined up against any neighbor in St. Louis County, Missouri or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 63021 reflects the current record instead of a stale or modeled snapshot.

63021's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 63021 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.