ZIP 63131 Foreclosure, Tax-Lien & Distress Report

In St. Louis County, Missouri, ZIP 63131 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. The split runs 72/100 structural to 6/100 active on the ground. Its standout signals are structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (97/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 13% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 17,993 people live here, median age 46. Around 43% of renters are cost-burdened. The vacancy rate is 1.5%. DLRadar's demographic-stress index for the area reads 21/100. There are about 6,605 housing units across 63131. Households earn a median $209,306 — above the roughly $78,000 national figure. The tenure split is 93% owner-occupied to 7% rented. The poverty rate is 2.1% — low. Home values center near $778,100, an affordability ratio of 3.5× — accessible. About 83% have a four-year degree.

Overall, 63131 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 63131 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 63131's 32/100 can be lined up against any neighbor in St. Louis County, Missouri or any ZIP coast to coast. Where the public record is thin for 63131, the field stays empty rather than modeled, and fills in as new documents post.

Behind 63131's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 63131 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.