ZIP 63131 Property Distress & Foreclosure Data

DLRadar grades ZIP 63131 (St. Louis County, Missouri) at a moderate 35/100 for overall property distress. Structural risk reads 79/100 against active distress of 6/100. Property-level stress concentrates in structural risk (79/100), construction/permit lag (69/100), institutional ownership (56/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 13% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

17,993 residents call 63131 home, typically aged 46. Rent burden reaches 43% of tenant households. Vacancy runs 1.5%. DLRadar's demographic-stress index for the area reads 21/100. There are about 6,605 housing units across 63131. Median household income is $209,306, above the U.S. median near $78,000. Owners hold 93% of homes, renters 7%. 2.1% of residents fall below the poverty threshold. Home values center near $778,100, an affordability ratio of 3.5× — accessible. Educational attainment sits at 83% bachelor's-or-above.

Overall, 63131 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.