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ZIP 63124 Foreclosure, Tax-Lien & Distress Report

St. Louis County, Missouri · High Value market

ZIP code 63124 in St. Louis County, Missouri carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (97/100). Leading the profile are structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 72/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 25% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $988,600 here, or 5.1 times local income. At $188,750, median income runs above typical U.S. levels. 11,009 residents call 63124 home, typically aged 48. Owners hold 75% of homes, renters 25%. Roughly 2.3% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 5,390 housing units. Rent burden reaches 29% of tenant households. On demographic stress specifically, 63124 scores 25/100. Vacancy runs 9.1%. Educational attainment sits at 85% bachelor's-or-above.

On balance 63124 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 63124 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 63124 can be compared directly against any other ZIP in St. Louis County, Missouri or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 63124 shows blanks, not estimates, wherever the record is sparse.

The 32/100 for 63124 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 63124 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

32/100
Composite stress
72/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 63124

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk99
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

63124 at a glance

The live 63124 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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