ZIP 63038 Property Distress & Foreclosure Data

Composite property distress in 63038 (St. Louis County, Missouri) lands at 35/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 79 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are structural risk (79/100), construction/permit lag (69/100), institutional ownership (56/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 19% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $580,800, an affordability ratio of 2.9× — accessible. Rent burden reaches 13% of tenant households. Owners hold 95% of homes, renters 5%. DLRadar's demographic-stress index for the area reads 17/100. 7,132 residents call 63038 home, typically aged 46. 1.5% of residents fall below the poverty threshold. Vacancy runs 9.0%. Median household income is $187,906, above the U.S. median near $78,000. There are about 2,740 housing units across 63038. Educational attainment sits at 64% bachelor's-or-above.

Overall, 63038 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.