ZIP 63105 Property Distress & Foreclosure Data

Composite property distress in 63105 (St. Louis County, Missouri) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (79/100), construction/permit lag (69/100), institutional ownership (55/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (64/100). On the structural side it scores 79/100, with 6/100 of stress already active.

The market reads peak — home values rose 4.0% year on year, and 15% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Roughly 9.4% live below the poverty line. About 85% have a four-year degree. Households earn a median $119,446 — above the roughly $78,000 national figure. A median home runs $766,300 here, or 6.2 times local income. Around 35% of renters are cost-burdened. The tenure split is 56% owner-occupied to 44% rented. On demographic stress specifically, 63105 scores 32/100. The ZIP holds roughly 7,647 housing units. The vacancy rate is 6.2%. About 18,860 people live here, median age 30.

Net-net, 63105 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.