ZIP 63105 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Missouri · High Value market
Composite property distress in 63105 (St. Louis County, Missouri) lands at 32/100 — moderate on DLRadar's public-record scoring. The most distinctive pressure shows up in structural risk (72/100), construction/permit lag (52/100), institutional ownership (49/100). mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (96/100). Structurally it carries 72/100, against 6/100 of stress already in motion.
The market reads peak — home values rose 3.9% year on year, and 15% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
9.4% of residents fall below the poverty threshold. Educational attainment sits at 85% bachelor's-or-above. Median household income is $119,446, above the U.S. median near $78,000. Home values center near $766,300, an affordability ratio of 6.2×. Rent burden reaches 35% of tenant households. 56% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100. There are about 7,647 housing units across 63105. The vacancy rate is 6.2%. 18,860 residents call 63105 home, typically aged 30.
On balance 63105 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 63105 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 63105 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 63105 can be compared directly against any other ZIP in St. Louis County, Missouri or nationwide. The score is rebuilt from public data as it updates, so 63105 reflects the current record instead of a stale or modeled snapshot.
Behind 63105's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 63105 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 63105 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 63105 distress snapshot
The live 63105 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Keep exploring Missouri distress
Further distress data across St. Louis County, Missouri at ZIP, county and state level.
Get the full acquisition report for 63105
The full 63105 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology