ZIP 63123 Property Distress & Foreclosure Data

Composite property distress in 63123 (St. Louis County, Missouri) lands at 35/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (64/100). On the structural side it scores 79/100, with 6/100 of stress already active. The sharpest non-environmental signals are structural risk (79/100), construction/permit lag (69/100), institutional ownership (55/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 4.0% year on year, and 18% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The tenure split is 74% owner-occupied to 26% rented. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. Around 35% of renters are cost-burdened. About 36% have a four-year degree. The vacancy rate is 5.8%. About 49,826 people live here, median age 41. Households earn a median $74,187 — near the roughly $78,000 national figure. A median home runs $219,400 here, or 2.8 times local income. On demographic stress specifically, 63123 scores 25/100. The ZIP holds roughly 23,178 housing units.

Net-net, 63123 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.